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Financial Aid, Grants and Benefits Programs

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General/Federal Tutorials - Help Finding Government Information Online

Assistive Technology and Home Modification

Alternative Financing Technical Assistance Project
Listing of State AT and Telework Financial Loan Programs Assistive Technology Alternative Financing Programs and Access to Telework Loan Programs
Administered by the Rehabilitation Services Administration (RSA)

Lions Club and Rexton Hearing Aid Program
Lions Clubs International Foundation (LCIF) and Rexton, Inc. are offering two digital hearing aids through Lions hearing programs and Lions clubs. The Lions act as a conduit between audiologists and recipients.  Typically, the audiologist is asked to test the patient, make ear molds, program the hearing aids and provide follow-up visits. The audiologist and Lions club agree on the charges for services, which are paid by either by the Lions club or other sources. *(Eligibility for the program is limited to people at up to 200% above the federal poverty level).
Listing of Grant Programs:
Locate Local Lions Club:

Financial Aid for Education

Disaboom's Directory of Scholarships
Lists scholarships by disability

The International Center for Disability Resources on the Internet
List of Resources for Students with Disabilities in Need of Financial Assistance

The SmartStudentTM Guide to Financial Aid Online (FinAid)
Phone:  724/538-4500 (General information only: Does not answer questions over the phone)
Ask the Aid Advisor: – Paying for your Education
Providing students and their families with a student-centered, interagency gateway to the federal services and information they need from across the entire US government and selected non-government sites.

U.S. Department of Education – Federal Student Aid
Federal Student Aid Information Center (FSAIC) . . . . . . . 800/433-3243
TTY users (for the hearing-impaired) can call . . . . . . . . . . 800/730-8913
Callers in locations without access to 800 numbers may call – 319/337-5665 (this is not a toll free number)

Defaulted Loans, Loan Consolidation and Loan Forgiveness:

Defaulted Loans (Borrowers whose loans are in default, Debt collection services) 800/621-3115 (V), 800/730-8913 (TTY), Spanish speakers are available (se habla español).

Loan Consolidation (Applications for loan consolidation, Questions about loan consolidation) 800/557-7392 (V), 800/557-7395 (TTY)

Loan Forgiveness Information and Forms
Discharge Application for Total and Permanent Disability:
Other Forms:

Grants and Research Funding

Please note: Grants are usually for research or community development. They are very rarely made to individuals.

The Foundation Center
Strengthing the nonprofit sector by advancing knowledge about U.S. philanthropy.
Toll Free:  800/424-9836, 212/620-4230
Toll Free:  800/518-4726,
Available Monday through Friday from 7 a.m. until 9 p.m. EST

The National Institute on Disability and Rehabilitation Research (NIDRR)
NIDRR Grants & Funding
Providing leadership and support for a comprehensive program of research related to the rehabilitation of individuals with disabilities.
Phone:  202/245-7640 (V/TTY)

Health Insurance, Prescription Assistance, and Medicare/Medicaid

CancerCare's Financial Assistance Program/Resources
Provides limited funds to eligible families for expenses related to treatment like transportation, child care, and home care.
Toll Free: 800/813-4673

Centers for Medicare & Medicaid Services (CMS)
Toll Free:  877/267-2323 (V), 866/226-1819 (TTY), 410/786-3000 (V), 410/786-0727 (TTY) for administrators, researchers, and providers. for Medicare participants.

Center for Medicare & Medicaid Services –
Resource for Medicaid State & Territorial Government Information

Eldercare Locator – Search for providers/resources
Toll Free: 800/677-1116 (V/TTY),
Monday through Friday from 9 a.m. to 8 p.m. EST

Financial Assistance Resources from MedlinePlus –
Operated by the Georgetown University Health Policy Institute and provides state-by-state Consumer Guides for Getting and Keeping Health Insurance.

Medication Foundation –
Information clearinghouse for low cost and no cost prescription drug programs.

National Association of Insurance Commissioners (NAIC)
Assisting state insurance regulators, individually and collectively, in serving the public interest and achieving the following fundamental insurance regulatory goals in a responsive, efficient and cost effective manner, consistent with the wishes of its members: Protect the public interest; promote competitive markets; facilitate the fair and equitable treatment of insurance consumers; promote the reliability, solvency and financial solidity of insurance institutions; and support and improve state regulation of insurance. Phone:  816/842-3600,
Monday through Friday from 8 a.m. until 5 p.m. CST

NAIC Listing of State Insurance Department Websites

National Consumer Insurance Helpline
Toll Free:  800/942-4242

NeedyMeds –
On-line resource for discount/free medications directly from the manufacturer

Provides and information source (like the Yellow Pages) on programs that drug companies have that offer free or reduced rates on prescription medications to individuals who have no insurance and qualify for their programs.

NeedyMeds – Listing of State Programs that Offer Medication Assistance

National Organization of Rare Diseases (NORD) Medication Assistance Programs

Partnership for Prescription Assistance (PPA)
Listing of Participating Companies:
PDF Directory of Participating Companies:

Patient Access Network Foundation (PANF)
Provides financial support for out-of-pocket health care costs associated with a range of drugs to treat a number of conditions.
Toll Free: 866/316-7263

RxAssist:  Patient Assistance Program Center
Patient assistance programs are run by pharmaceutical companies to provide free medications to people who cannot afford to buy their medicine. RxAssist provides a comprehensive database of these patient assistance programs, as well as practical tools, news, and articles so that health care professionals and patients can find the information they need.

RxHope, Inc.
RxHope is the only patient assistance Internet initiative financially supported by PhRMA (Pharmaceutical and Research Manufacturers of America) and participating pharmaceutical companies.
Phone: 908/713-7600

Workers Comp Rx – Pharmacy Services for Injured Workers

Private and non-profit lenders

These are provided for information purposes only and do not constitute an endorsement of services.

Lending Club (Reliable Internet Access Required)
Lending Club is an online lending community where people can borrow and lend money, bypass the banks, and get better rates. Uses the proprietary technology called LendingMatch™ which helps match lenders with borrowers using connections established through social networks, associations and online communities, and build diversified portfolios based on lender preferences.

Modest Needs (Reliable Internet Access Required)
Modest Needs is a charitable organization reaching out to the people who conventional philanthropy has forgotten. They offer three grants: self-sufficiency, back-to-work, and independent living. Grants are funded by donors who invest (donate), they review the request ledger and offer investment points.

Morgan Project
Provides support to parents/caregivers and acts as a reference source for information, financial resources, used equipment exchanges, research and clinical studies, support groups, web links, etc. Makes small individual grants (products & services only) to parents/caregivers of children with special needs for travel expenses, adaptive devices, durable medical equipment not covered by Medicaid, vehicle modifications, respite services, and non-covered items that would enhance caring for children with special needs easier and improve their quality of life.

Prosper (Reliable Internet Access Required)
A loan organization where people who need money request it, and other people bid for the privlege of lending it to them.

Social Security and other General Benefit Programs

Benefits Check-Up
Helps thousands of people every day to connect to government programs that can help them pay for prescription drugs, health care, utilities, and other needs.  Benefits Check-Up is a service of the National Council on Aging.

The Catalog of Federal Domestic Assistance On-line (CFDA)
The online Catalog of Federal Domestic Assistance gives access to a database of all Federal programs available to State and local governments (including the District of Columbia); federally -recognized Indian tribal governments; Territories (and possessions) of the United States; domestic public, quasi-public, and private profit and nonprofit organizations and institutions; specialized groups; and individuals.

A Desktop Guide to SSI Eligibility Requirements by SSA2002
Information about SSI Requirements, Definitions, Exclusions, and Additional State Programs.

Disability Benefits 101 (DB101) – California Only
Assists workers, job seekers and service providers to understand the connections between work and benefits.  DB101 brings together the rules for health coverage, benefit and employment programs that people with disabilities use.

Federal Information Line for
Government Benefits Through and
Toll Free:  800/333-4636
Press 1 for the library, then 2 for federal assistance programs

Listing of Government Benefits, Grants and Financial Aid on
Toll Free:  800/333-4636
Federal Citizen Information Center
Office of Citizen Services and Communications

"Navigating the System: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI)" by Peter McKee, Attorney, Douglas, Drachler & McKee, LLP — A SCI Forum presentation
Now available on the Northwest Regional Spinal Cord Injury System Web site for viewing on your computer as streaming video. A written report of the presentation is also online. Visit to watch the video or read the report.

Social Security Administration (SSA)
Toll Free:  800/772-1213
Guidelines and further information:

Social Security Administration: An online appeals process

Social Security Fraud (to report) Toll Free Fraud Hotline: 800/269-0271 (V), 866/201-2101 (TTY)
Available 10 a.m. until 4 p.m. EST

Understanding Supplemental Security Income (SSI) through SSA
Introduction to SSI, including what SSI is and who can apply to get SSI.

State Disability Insurance (SDI) Contact Numbers – California Only
Toll Free:  800/480-3287 (V), 800/563-2441 (TTY), 866-658-8846 (Spanish)
Toll Free for California State Government Employees covered by SDI:  866/352-7675
Locate a Local State Disability Insurance Office:

Internal Revenue Service (IRS) – Federal Tax Information
Toll Free:  800/829-1040
Locate a Local Office by State:

Housing and Utilities

Administration for Children and Families Low Income Home Energy Assistance Program

State Food Stamp Information/Hotline Numbers